Second, HDB’s absolute goal is make you stay housed, whereas finance companies are businesses entities. HDB comes with the freedom to give you extensions, if you’re struggling to pay the home loan; and they’ll take your youngsters into consideration.

Second, HDB’s absolute goal is make you stay housed, whereas finance companies are businesses entities. HDB comes with the freedom to give you extensions, if you’re struggling to pay the home loan; and they’ll take your youngsters into...

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